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The Minimum Mandatory Insurance Laws of Wyoming

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Wyoming State Minimum Limits For Auto Insurance

Liability insured is required in every state in America including Wyoming. Auto liability insurance is meant to not only going to protect others, but it’s going to protect your assets if you are deemed at fault for causing an auto accident. Liability insurance protects your major assets like your home, savings, and future wages; all of which may be taken to pay for the losses you are responsible to cover.

Wyoming Minimum Auto Liability Insurance Coverage

  • Bodily injury/death of one person: $25,000
  • Bodily injury/death of two or more persons: $50,000
  • Property damage: $20,000

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Wyoming Collision Coverage

Wyoming Landscape

Collision coverage pays for physical damage to your vehicle caused by your vehicle colliding with an object, including another car or if it overturns.

Collision premiums are based on the classification of your vehicle (namely, the make and model year). You may not need this coverage if your car is older/damaged and is not worth very much.

Wyoming Comprehensive Coverage

Comprehensive (aka "other than collision") auto insurance covers damages to your car that are the result of fire, vandalism, water, hail, flood, glass breakage, wind, falling objects, civic commotion, or hitting a bird or another animal. Comprehensive coverage also covers stolen parts if your vehicle is vandalized.