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West Virginia Minimum Required Insurance

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WV Liability Insurance Minimum Requirements & Laws

West Virginia State Seal

Like every other state in America, West Virginia requires some specific amount of auto liability insurance. It is a mandatory requirement that sets the minimum legal amount of car insurance that a driver purchase. Please note that it is not the recommended amount for the vast majority of drivers in West Virginia.

Some states require uninsured or underinsured motorist coverage and some do not. West Virginia is one of the states that does not require drivers to purchase uninsured motorist coverage, but in most cases, it is highly recommended.

West Virginia Minimum Auto Liability Insurance Limits

  • Bodily injury/death of one person: $20,000
  • Bodily injury/death of two or more persons: $40,000
  • Property damage: $10,000

    • Some states require personal injury protection and some do not. West Virginia is one of the states taht does require personal injury protection coverage.

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