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West Virginia Landscape

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West Virginia auto insurance law: minimum required auto insurance

Liability limits (in 100′s) PIP required No Fault State Uninsured Motorist coverage required
20/40/10 No No Yes

How to read car insurance liability limits

Liability amounts are written as three numbers separated by slashes.

  • First number: bodily injury liability maximum for
    one person for injuries you caused to the other party
  • Second number: bodily injury liability maximum for all injuries in one accident
  • Third number: property damage liability maximum for one accident