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Underinsured motorist coverage
protects you, your passengers, and resident members of your family
in an accident caused by a driver who does not have enough liability
insurance to cover your expenses. It’s an unfortunate fact that
many drivers have no or inadequate liability car insurance to cover
damages and losses resulting from a car accident. With the rising
cost of health care, medical costs in a serious accident can exceed
the minimum coverage amounts of underinsured drivers. Underinsured
motorist coverage will compensate you for the difference between
the injuries suffered and the liability covered by the insurance
of the driver at fault.
Underinsured motorist coverage provides car insurance coverage for the
following:
Underinsured motorist coverage compensates you for bodily injuries,
medical bills, lost wages, and compensation for pain and suffering.
Property damage to your car is usually covered under collision coverage.
How much underinsured motorist coverage do you need?
You should purchase underinsured motorist coverage to at least equal
limits to your bodily injury coverage. Depending on your state, underinsured
motorist coverage may be a mandatory or optional coverage. Check
your state here.
Protect yourself with underinsured motorist coverage. Receive free
auto insurance quotes today.
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