South Carolina Car Insurance Quotes & Auto Ins Companies

South Carolina Insurance

Get Your Lowest SC Auto Rate Yet

You’ll Find A Quote Comparison Easier Then Ever:

It’s Time To Lower Your South Carolina Auto Insurance Rate

For some reason, most people seem to spend less time comparison shopping their car insurance policies than they do choosing which movie to see. It’s a purchase that is worth putting some thought into because it can cost you hundreds of dollars a year and it needs to protect you and your assets in the case of an auto accident or loss. We at Auto Insurance Planners have put together an informative site that will help South Carolina residents get the information they need to find the best policy. AIP helps save time & money by making it easy to compare South Carolina car insurance quotes from multiple SC car insurance companies. While the cost of a policy is important, we also know it’s not the only consideration. We’ll assist you by helping you learn information about a South Carolina auto insurance company before you purchase a new policy from it.

A low cheap rate is possible if you take a moment to compare quotes and make sure you know which discounts you may be qualified for on your policy. We know that shopping for a car insurance policy can be a stressful, overwhelming process and it’s common to feel confused. Unfortunately, too many people give in to purchasing the first auto insurance policy they come across and it often costs them way more than they need to be paying. Don’t purchase what you don’t need. The way to shop for car insurance is to know what you need, why you need it, and what different insurance companies in South Carolina are charging for policies that meet those needs. Learn everything you need to know about South Carolina’s auto insurance laws and compare South Carolina auto insurance company quotes here, your one-stop-shop for all things related to South Carolina car insurance.

South Carolina auto insurance law: minimum required auto insurance

Liability limits (in 100′s)	PIP required	No Fault State	Uninsured Motorist coverage required
25/50/25	No	No	Yes

How to read car insurance liability limits

Liability amounts are written as three numbers separated by slashes.

First number: bodily injury liability maximum for
one person for injuries you caused to the other party
Second number: bodily injury liability maximum for all injuries in one accident
Third number: property damage liability maximum for one accident

South Carolina Car Insurance Coverage

Bodily injury liability: This pays for damages
other people incur if you or someone you
allow to drive your car causes an auto accident.
Examples of damages include medical expenses,
rehabilitation, funeral costs, settlement of lawsuits,
and legal expenses.
Property damage liability: This pays for
damage to other people’s property if you or
someone you let drive your car causes an auto
accident. It usually pays for repair or actual cash
value (ACV) of others’ property and your legal
expenses.
Personal injury protection (PIP): This typically pays
for medical, rehabilitation, funeral, and childcare
expenses as well as for loss of earnings and
in-home assistance if you and your passengers
are injured in an accident, regardless of who is at
fault.
Uninsured and underinsured motorist bodily
injury: This pays medical, rehabilitation,
and funeral expenses, loss of earnings, and other
damages if you or your family are involved in a
vehicle, bicycle, or pedestrian accident caused by
an uninsured or underinsured motorist or a hit and
run driver.
Uninsured motorist property: This is for damage to your motor vehicle that is caused by an uninsured
driver. This optional coverage generally duplicates
your collision coverage, but may be a good
buy if you have a high deductible on your collision
coverage or don’t have collision coverage.
Collision: This pays for repairing your
vehicle in a collision or rollover.
Comprehensive: This pays for damage to
your vehicle resulting from theft, vandalism,
windstorms, fire, hail, etc.

Are You Properly Covered in South Carolina? Is Your SC auto insurance company financially sound? Do you qualify for any discounts on your car insurance rate? Find out!

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