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Senior drivers have more driving
experience and are less likely to drive aggressively or speed. Most
auto insurance companies offer discounts to senior drivers over
the age of 55.
However, physical and medical conditions are the primary risk factors
for seniors. Older drivers are more likely to be hearing impaired,
have slower reflexes, have sight deterioration, and be on prescription
drugs that could affect their reaction time. Night driving and bad
weather conditions may become more difficult. Talk to your physician
if you suspect that your driving skills are affected. Use common
sense and try to avoid driving when conditions outside are dangerous.
Other simple things seniors can do to drive safely and keep their
auto insurance premiums low include:
- Avoid night driving
- Have regular eye exams and be aware of changes to your peripheral
vision
- Avoid heavy traffic and unfamiliar roads
- Drive on well-lighted roads
- Wear the proper glasses
- Keep headlights and windshields clean
- Know the effects of your prescription drugs and avoid driving
when drowsy or tired
Special defensive driving classes are designed for senior drivers.
Your auto insurance company may offer discounts for senior drivers
who have completed a qualified driving class.
Seniors may get free auto insurance quotes here.
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