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North Carolina Auto Insurance | Everything You Need to Know

Insurance Rates from North Carolina

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Compare North Carolina Auto Insurance

AIP’s sole aim is to assist people who are shopping for a new car insurance policy by providing resources and information needed to decide which policy is best to meet an individual’s needs. Most people will agree that shopping for a new car insurance policy can be overwhelming and often intimidating. You’ll need to know what you need, why you need it, and what different insurance companies in North Carolina are charging for policies that meet those needs. At AIP, learn everything you need to know about North Carolina’s auto insurance laws and compare North Carolina auto insurance company quotes here, your one-stop-shop for all things related to North Carolina car insurance.


North Carolina auto insurance law: minimum required auto insurance

Liability limits (in 100′s) PIP required No Fault State Uninsured Motorist coverage required
30/60/25 No No Yes

How to read car insurance liability limits

Liability amounts are written as three numbers separated by slashes.

  • First number: bodily injury liability maximum for
    one person for injuries you caused to the other party
  • Second number: bodily injury liability maximum for all injuries in one accident
  • Third number: property damage liability maximum for one accident

North Carolina Auto Insurance Information Provided by AIP: