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• NC Auto Insurance
• North Carolina Car Insurance Companies

North Carolina Auto Insurance Company Information

Compare North Carolina Car Insurance Companies

There’s more to shopping for an insurance policy than simply comparing rates. It’s also really important to find out if you qualify for any discounts that may be offered by different companies. The following section of information is provided from the North Carolina Department of Insurance’s Consumer Guide to Automobile Insurance.

Examples of Discounts, Deviations and Credits

You may want to ask your agent or company if you are
eligible for any discounts. Following are some examples of
discounts being offered:

• Your vehicle has anti-lock brakes.
• Your vehicle has an anti-theft device.
• Your vehicle has daytime running lights.
• You agree to a checkless pay plan (electronic
  funds transfer).
• You are renewing your policy and did not have a
  loss or conviction during the last policy period.
• You are considered a mature driver (normally age
  55, but ages for eligibility can vary by company).
• You have more than one automobile on the same
  policy.
• You have insurance on your home and
  automobile with the same company.
• Your vehicle has a passive restraint system (air
  bags, automatic seat belts and other safety
  equipment may qualify).

Increase Deductibles

You can lower your premium by increasing your
deductibles. You can choose the deductibles on your
comprehensive and collision coverages. In doing this you
will want to consider how much of a loss you can afford
to absorb if you have a claim.

Shop Around (Comparison Shopping)

Shop around, you may find substantial differences
between quotes. Make sure you are comparing
identical coverages when comparing companies. Make
sure you are dealing with licensed agents and
companies. You can check this by contacting the
North Carolina Department of Insurance at
1-800-546-5664.

Find Out the Financial Stability of Your North Carolina Car Insurance Company

Check out the financial stability of a car insurance company before signing a contract for a new policy. Helpful information on the financial ranking of a North Carolina insurance companies may be found by independent ratings organizations.

You may discover a great insurer in North Carolina by Word of Mouth

Consider contacting a body shop manager in North Carolina. Repair shop managers deal with NC auto insurance companies regularly and may offer some insightful information on their customer service experiences with North Carolina insurance companies.