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• NV Auto Insurance

Nevada Auto Insurance: Get a Low Quote On Your Car Policy

Get A Low Auto Insurance Rate With Appropriate Coverage in Nevada

There is a lot of work that goes into comparing Nevada auto insurance companies to find yourself a low, cheap rate that includes the car insurance coverage that you need or want. There are dozens of insurance companies in Nevada competing for your business, offering multiple coverage options on multiple policies. Each state requires liability insurance, but each state has different minimum amounts requirements.

At Auto Insurance Planners, we aim to make the process of finding and comparing Nevada car insurance rates and quotes much faster and easier. Make sure you are up-to-date on the minimum amounts of liability insurance required in Nevada and make sure you are aware of related Nevada auto insurance laws. You don’t want to be paying for a policy that fails to meet Nevada’s legal requirements.

Once you know the types of coverage you need or want, then you are ready to start thinking about where to purchase a policy. We’ll assist you with some helpful information on how to compare Nevada insurance companies and best of all, we provide a free, online quote tool that you can use to compare multiple Nevada auto insurance company quotes.

Nevada auto insurance law: minimum required auto insurance

How to read car insurance liability limits

Liability amounts are written as three numbers separated by slashes.

• First number: bodily injury liability maximum for
  one person for injuries you caused to the other party
• Second number: bodily injury liability maximum for all injuries in one accident
• Third number: property damage liability maximum for one accident

Types of Insurance Coverage Explained

Liability Insurance

Liability insurance covers damage to the other party that caused the accident. Every state has mandatory liability insurance, including Nevada. There are two basic types of liability insurance:

• Bodily Injury: covers medical costs incurred by other people involved in an accident
• Property Damage: covers damage to other cars and personal property involved in an accident

Collision Auto Insurance Coverage

Collision car insurance covers damage to your own vehicle due to an accident. There’s usually a deductible. The higher the deductible, the lower the policy amount. You generally want enough collision insurance to cover your assets, but if you drive an older car or have no assets to protect, you may not want to go overboard with purchasing collision insurance.

Comprehensive Auto Insurance Coverage

Comprehensive insurance covers your vehicle for non-collision damages. A few examples of the types of damage that comprehensive insurance may cover:

• Theft
• Fire
• Damage from a Natural Disaster
• Vandalism

Gap Auto Insurance Coverage

Gap insurance provides coverage for the difference between the amount owed on the vehicle and the value of the vehicle.

Additional Insurance Coverage Options:

• Towing
• Rental Car Coverage
• Classic Car Coverage