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Mandatory Minimum Liability Insurance Requirements in New Hampshire

NH Insurance Resources

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FAQ About New Hampshire Auto Insurance Laws

It’s important to be informed about the minimum mandatory liability insurance requirements in New Hampshire. You’ll want to know the New Hampshire laws before you sign a contract with any car insurance company. You’ll also need to know what the minimum requirements are and you also need to know what insurance coverages are optional in order to decide which ones are the best choice for your budget and to protect your assets. The following will help you understand more about New Hampshire’s liability insurance laws, helping you choose the best New Hampshire insurance policy for you.

The following FAQ’s are Provided by the New Hampshire Division of Motor Vehicles:

New Hampshire license plate

  • 3 years from the date of conviction/crash or from the date imposed by a hearings examiner.
  • If convicted of a Driving While Intoxicated Second Offense, 5 years from the date of conviction.
  • If convicted of a major offense in the time frame required to carry an SR-22 insurance certificate, the requirement will be extended for 3 years from the date of the major conviction.

The minimum limits of liability insurance required are:

  • $15,000 per person for bodily injury
  • $30,000 per accident for bodily injury
  • $10,000 per accident for property damage

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Can my insurance company fax my SR-22 insurance certificate to you?

No.

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I am an out of state resident and required to file an SR-22 insurance certificate in NH. Can this requirement be waived?

No, if you do not file the SR-22 certificate, your privilege to drive in NH will be suspended and your home state will be notified of the suspension.

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I do not own a vehicle. How can I obtain an SR-22 insurance certificate?

You will be required to file an operator’s policy, which insures your driver license or your privilege to drive.

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How can I be relieved of my SR-22 insurance certificate requirement?

Submit a written request including your name, address, and date of birth to:

DOS DMV
FR
23 Hazen Drive
Concord NH 03305
(603) 271-3105

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