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My insurance company will cover the "actual cash value" of my car. What does the actual cash value mean?
The actual cash value (ACV) of your car is the value of your automobile at the time of the accident, not the cost of replacing it.
What are aftermarket auto parts?
Aftermarket car parts are car parts that are manufactured by companies that are not the original equipment manufacturers (OEM). You are allowed to request that aftermarket parts not be used to repair your vehicle, but then you are responsible for costs that are higher than your claim settlement.
On what terms may an auto insurance company cancel my policy before the term of my policy has expired?
There are a few reasons that are accepted and you should read through your policy carefully before signing it to be familiar with the terms and conditions. Usually, an auto insurance company may cancel your policy if you do not pay the premium on time, provide fraudulent or incorrect information, or by pursuing a fraudulent claim.
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