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• MO Auto Insurance

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When it comes to car insurance, every state has its own laws governing the minimum liability insurance required. Some states follow a tort system, while others follow a no-fault or hybrid auto liability system. It’s important to know Missouri’s insurance requirements in order to choose the best insurance policy for you. At AIP, learn everything you need to know about Missouri’s auto insurance laws and compare Missouri auto insurance company quotes here, your one-stop-shop for all things related to Missouri car insurance.

Minimum MO Car Insurance Requirements:

How to read car insurance liability limits

Liability amounts are written as three numbers separated by slashes.

• First number: bodily injury liability maximum for
  one person for injuries you caused to the other party
• Second number: bodily injury liability maximum for all injuries in one accident
• Third number: property damage liability maximum for one accident

Mandatory Liability Insurance

In Missouri, it is mandatory that all motor vehicle drivers and owners have liability insurance coverage. Unfortunately, there are many people driving on Missouri roads without the legal amount of insurance. This results in unpaid claims and increases the rate of insurance for all Missourians, as insurance companies foot the bill and pass the expense onto law-abiding drivers.

Proof of Insurance

Drivers are required to show proof of insurance in order to register a vehicle or renew a license plate. It is also state law that a driver must keep proof of insurance (an insurance id card) in your vehicle at all times. If a law enforcement officer asks for proof of insurance and you fail to have proof, you may be issued a ticket.

Click for more information about Missouri auto insurance quotes. We also provide you with information on factors that affect your auto insurance rates in Missouri so that you may plan ways to reduce your monthly car premium.