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• NH Auto Insurance

Compare New Hampshire Auto Insurance Quotes & Companies

Make Sure You Have the Best Liability Insurance Coverage in New Hampshire

Getting the low, cheap auto insurance rate that covers your liability needs or wants can be an overwhelming task. The multiple car insurance companies in New Hampshire that compete for your business offer many different policies. While each state requires liability insurance, each state also has a different set of minimum amount of liability insurance requirements.

We want to make the process of finding and comparing New Hampshire car insurance rates and quotes faster and easier for you at Auto Insurance Planners. We’ll help you make sure you are up-to-date on the minimum amounts of liability insurance required in New Hampshire and make sure you are aware of related New Hampshire auto insurance laws.

Once you know the types of coverage you need or want, then you are ready to start thinking about where to purchase a policy. We’ll assist you with some helpful information on how to compare New Hampshire insurance companies and best of all, we provide a free, online quote tool that you can use to compare multiple New Hampshire auto insurance company quotes.

New Hampshire auto insurance laws & information

How to read car insurance liability limits

Liability amounts are written as three numbers separated by slashes.

• First number: bodily injury liability maximum for
  one person for injuries you caused to the other party
• Second number: bodily injury liability maximum for all injuries in one accident
• Third number: property damage liability maximum for one accident

Auto Insurance Definitions

Liability Coverage

Liability insurance covers damage to the other party that caused the accident. Every state has mandatory liability insurance, including New Hampshire. There are two basic types of liability insurance:

• Bodily Injury: covers medical costs incurred by other people involved in an accident
• Property Damage: covers damage to other cars and personal property involved in an accident

Auto Collision Insurance Coverage

Collision car insurance covers damage to your own vehicle due to an accident. There’s usually a deductible. The higher the deductible, the lower the policy amount. You generally want enough collision insurance to cover your assets, but if you drive an older car or have no assets to protect, you may not want to go overboard with purchasing collision insurance.

Comprehensive Car Insurance

Comprehensive insurance covers your vehicle for non-collision damages. A few examples of the types of damage that comprehensive insurance may cover:

• Theft
• Fire
• Damage from a Natural Disaster
• Vandalism

Gap Auto Insurance Coverage

Gap insurance provides coverage for the difference between the amount owed on the vehicle and the value of the vehicle.

Additional Insurance Coverage Options:

• Towing
• Rental Car Coverage
• Classic Car Coverage