Compare Auto Insurance Rates in Maine

Compare Maine Auto Insurance

Finding low cost auto insurance rates in Maine is very simple with our quoting engine which allows you to compare quotes from multiple competitive car insurance companies in your area. Comparing rates helps in deciding which company is offering you the best coverage that fits your needs at the lowest costs available. We offer one convenient place to get your insurance quotes so you can focus more on your needs and costs and spend less time researching companies. We select the most competitive companies in your location based on your zip code. In addition to providing multiple free quotes, we have all the resources you need to make informed decisions about your auto insurance including tips and advice on how to save money on your premium. The best rate in Maine last year may not be the best rate in Maine this year, the industry is highly competitive and insurance companies are constantly changing rates to beat their competitors. To get your free auto insurance quotes, place your zip code in below & click go. If you’d like to learn more information about coverage requirements please read further.

Maine Auto Insurance Law: Minimum Required Auto Insurance

The state of Maine requires minimum Bodily Injury Liability limits of $50,000 per injured person up to a total of $100,000 per accident. For Property Damage Liability coverage Maine requires a minimum limit of $25,000. This basic coverage is often referred to as 50/100/25 coverage with 50/100 UM limits.

Maine Insurance Coverage

Bodily Injury Liability: $50,000/$100,000 Limit

Property Damage Liability: $25,000 Limit
Uninsured/Underinsured Motorist Bodily Injury: $50,000/$100,000 Limit
Medical Payments: $1,000 Limit

The state of Maine follows a Tort system. This means that someone must be found to be at fault for causing the accident, in which case that person and their insurance company is responsible for all of the damages. The details of a tort system may be different for each state.

Medical Payments (MP) coverage pays for the medical and funeral expenses for you or others hurt or killed in an accident while riding in or driving your car. Maine state law requires a minimum Medical Payment coverage of $1,000.

Maine state law requires a minimum Uninsured or Underinsured Motorist coverage of $50,000 per person up to a total of $100,000 per accident for any bodily injury caused by the uninsured and/or underinsured driver. This helps protect against any damages to you or your passengers by an uninsured driver at fault.

When comparing your auto insurance quotes, be sure to look at both coverages and rates based on that coverage. A company offering a lower total package might not be offering you enough coverage for what you may need. Try to keep your coverage amounts similar when comparing multiple company policies.