Save Money on Auto Insurance for Your Teenager

Auto insurance companies have considered young, inexperienced drivers as a high risk category. Teens' auto insurance rates can be 50-70% higher than more older drivers. Here are a few tips to saving money on auto insurance for the teen driver.

• Most auto insurance companies give discounts to teens who've completed a certified driving course.
• Let your teen drive a low profile car. Avoid SUV's and sports cars. Auto insurance premiums for teens are significantly higher with sports cars and SUV's typically cause higher property damage liability.
• Drive a vehicle with safety features. Auto insurance companies offer discounts for air bags, automatic seatbelts, and anti-lock brakes.
• Ask for good student driver rates. If your teenager maintains a "B" average or better, you could save up to 25% on your teen's rate.
• Keep a clean driving record. Teen drivers with accidents and tickets pay a higher premium.
• Have the teen added to the parents' auto insurance policy is cheaper than if the teen were to get their own policy.
• Increase your deductible on comprehensive/collision coverages.