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Car Laws & Insurance Information in Indiana

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What Does Indiana Require and How Can I Save Money On Car Insurance?

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It’s Indiana law that you must have auto insurance with a registered insurance company. Be aware that once insured, if you miss a payment on your policy, your insurance could be cancelled.

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What’s Required In Indiana?

Visit our Indiana auto insurance page for Indiana’s minimum liability requirements. In brief, the liability limits are 25/50/10. If there are more than two people injured, whoever files first gets the settlement.

What is IN law on proof of insurance?

The law states that you must carry your driver’s license and proof of insurance in your car. If you driver’s license has been suspended, or your insurance has expired, and you have been caught driving your motor vehicle, then your vehicle may be towed. You driver’s license can also be suspended if you owe back child support.

On what grounds can my driver’s license be suspended?

There are actually a number of reasons your license may be suspended. The main reasons are usually if you are caught driving without adequate insurance, with too many fines, or driving while under the influence of alcohol. You may also lose your driving privilages by leaving the scene of an accident or failing to file an accident report.

Are seatbelts mandatory in Indiana?

Indiana law does mandate that seatbelts be worn.

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How long after I move do I have to change my driver’s license in Indiana?

You are required to change your driver’s license within 7 days after moving.

What kind of information does my insurance agent have access to and why?

Your insurance agent has access to your driving record to check for fines, suspensions, and accidents. This information is used to determine what your auto insurance rate should be.

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