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Free Instant Auto Insurance Quotes and Cell Phone Use

Wednesday, June 29, 2011 in auto insurance quotes

It is no secret that your free instant auto insurance quotes are closely tied to your driving record; however, did you know that using a cell phone while you go down the road is actually considered, in some instances, more dangerous than driving while under the influence? In a recent study, it was shown that over 97% of people cannot drive safely while operating a cell phone, even if it is simply to text a short message to one of their contacts. Right now, thirty states ban sending text messages while driving, but even if you live in a state where it is legal, it might be best to avoid doing so if you would like to enjoy the benefits of paying for cheap auto insurance.

However, you might be looking at cheap full insurance coverage and also be thinking about how seemingly impossible it would be to go without using your cell phone. Maybe you have a lengthy commute, and you like to text your friends to let them know if you’re running late on your way home. Or, perhaps you would like to let your boss know if you encountered traffic on your way into work. In any case, there are certainly was to circumvent these laws that prohibit cell phone use.

Remember that getting full coverage insurance is going to be a wise financial commitment since it covers damages on your personal vehicle after an accident. Though, it is obviously best to avoid such an accident in the first place. You might want to invest in some voice recognition software so that you do not have to look at the cell phone screen as you drive.

You also could buy text-blocking applications. If you hate to see your phone light up when you receive a text without answering it, then this is certainly going to come in handy. None of your incoming text messages are going to be delivered until you reach your destination and your vehicle comes to a complete stop.

Or, simply turn your phone off. This might be difficult to do if you are a busy professional, but you will ultimately be doing yourself a service if you can avoid getting points on your record. If texts are coming between you and your safety on the road, you should remember that the time spent pulling over is much less than the time spent in an accident that could have been easily avoided if you did not use your telephone.