North Dakota Auto Insurance

Click here to find low North Dakota auto insurance rates from leading North Dakota auto insurance companies.

When shopping for North Dakota auto insurance make sure you get any qualifying discounts. Compare North Dakota auto insurance companies by checking the insurance ratings with Standard and Poor's or Moody's online. Consumers can also check with the North Dakota Insurance Department for consumer complaint ratios against specific North Dakota auto insurance companies.

North Dakota auto insurance law: minimum required auto insurance

How to read car insurance liability limits

Liability amounts are written as three numbers separated by slashes.
First number: bodily injury liability maximum for one person for injuries you caused to the other party
Second number: bodily injury liability maximum for all injuries in one accident
Third number: property damage liability maximum for one accident

These are the minimum required liability limits by the state of North Dakota. The insurance industry usually recommends that consumers consider higher levels of coverages. North Dakota auto insurance companies offer higher levels of coverage that exceed the minimum amounts. Consumers should also consider optional coverages including medical payments, uninsured and underinsured motorist coverage, collision, and comprehensive coverages. The amount of optional coverage you choose directly affects your North Dakota auto insurance rates.

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