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New Jersey Auto Insurance Quotes

Click here to find low New Jersey auto insurance rates from leading New Jersey auto insurance companies.

When shopping for New Jersey auto insurance make sure you get any qualifying discounts. Compare New Jersey auto insurance companies by checking the insurance ratings with Standard and Poor's or Moody's online. Consumers can also check with the New Jersey Insurance Department for consumer complaint ratios against specific New Jersey auto insurance companies.

New Jersey auto insurance law: minimum required auto insurance

Liability limits (in 100's) PIP required No Fault State Uninsured Motorist coverage required
15/30/5 Yes Yes Yes

 

How to read car insurance liability limits

Liability amounts are written as three numbers separated by slashes.
First number: bodily injury liability maximum for one person for injuries you caused to the other party
Second number: bodily injury liability maximum for all injuries in one accident
Third number: property damage liability maximum for one accident

These are the minimum required liability limits by the state of New Jersey. The insurance industry usually recommends that consumers consider higher levels of coverages. New Jersey auto insurance companies offer higher levels of coverage that exceed the minimum amounts. Consumers should also consider optional coverages including medical payments, uninsured and underinsured motorist coverage, collision, and comprehensive coverages. The amount of optional coverage you choose directly affects your New Jersey auto insurance rates.

Click on the link for more information about New Jersey auto insurance quote online.

You can get New Jersey auto insurance rates online here.