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Iowa Auto Insurance

Click here to find low Iowa auto insurance rates from leading Iowa auto insurance companies.


When shopping for Iowa auto insurance make sure you get any qualifying discounts. Compare Iowa auto insurance companies by checking the insurance ratings with Standard and Poor's or Moody's online. Consumers can also check with the Iowa Insurance Department for consumer complaint ratios against specific Iowa auto insurance companies.

Iowa auto insurance law: minimum required auto insurance

Liability limits (in 100's) PIP required No Fault State Uninsured Motorist coverage required
20/40/15 No No No

How to read car insurance liability limits

Liability amounts are written as three numbers separated by slashes.
First number: bodily injury liability maximum for one person for injuries you caused to the other party
Second number: bodily injury liability maximum for all injuries in one accident
Third number: property damage liability maximum for one accident

These are the minimum required liability limits by the state of Iowa. The insurance industry usually recommends that consumers consider higher levels of coverages. Iowa auto insurance companies offer higher levels of coverage that exceed the minimum amounts. Consumers should also consider optional coverages including medical payments, uninsured and underinsured motorist coverage, collision, and comprehensive coverages. The amount of optional coverage you choose directly affects your Iowa auto insurance rates.

Click on the link for more information about Iowa auto insurance quotes.

You can get Iowa auto insurance rates online here.