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Hawaii Auto Insurance

Click here to find low Hawaii auto insurance rates from leading Hawaii auto insurance companies.

When shopping for Hawaii auto insurance make sure you get any qualifying discounts. Compare Hawaii auto insurance companies by checking the insurance ratings with Standard and Poor's or Moody's online. Consumers can also check with the Hawaii Insurance Department for consumer complaint ratios against specific Hawaii auto insurance companies.

Hawaii auto insurance law: minimum required auto insurance

Liability limits (in 100's) PIP required No Fault State Uninsured Motorist coverage required
20/40/10 Yes Yes No

How to read car insurance liability limits

Liability amounts are written as three numbers separated by slashes.
First number: bodily injury liability maximum for one person for injuries you caused to the other party
Second number: bodily injury liability maximum for all injuries in one accident
Third number: property damage liability maximum for one accident

These are the minimum required liability limits by the state of Hawaii. The insurance industry usually recommends that consumers consider higher levels of coverages. Hawaii auto insurance companies offer higher levels of coverage that exceed the minimum amounts. Consumers should also consider optional coverages including medical payments, uninsured and underinsured motorist coverage, collision, and comprehensive coverages. The amount of optional coverage you choose directly affects your Hawaii auto insurance rates.

Click on the link for more information about Hawaii auto insurance quotes.

You can get Hawaii auto insurance rates online here.